Smart Financial Solutions

For over 65 years, Ventura County Credit Union has been providing our members with customized financial solutions and world-class service.  Let us help your business too. Our team of professional business financers and strategists can provide smart financial solutions to help your business grow.

What Can VCCU Do For Your Business?

At VCCU we strive to provide our business members with what they need most: convenience, working capital, and a network of expert financial assistance. We understand your business is unique and has particular needs. That’s why we offer customized Ventura county business loans that are adapted specifically for you. We are also proud to offer a full variety of small business loans for our valued members, including:

  • Business Credit Card

With a VCCU credit card you can easily handle everyday operating expenses and provide authorized access to employees. It’s the epitome of convenience.

  • Overdraft Protection

Avoid the hassle of overdraft fees and smooth out your cash flow.

  • Lines of Credit

With easy access to your LOC via a local VCCU branch, debit card, online banking, mobile banking or phone transfer, you can improve your cash flow and utilize it for the busy season.

  • Business Term Loans and Vehicle Loans

Fund your major equipment or vehicle expenditures with business term loans or business vehicle loans from VCCU. With affordable rates and flexible terms, you’re guaranteed to get the funding you need to expand your bottom line.

  • SBA Loans

VCCU is a Preferred SBA Lender with a streamline process for faster approvals. We offer SBA 7(a) Loans, SBA 504 Loans, and SBA Express Loans, all guaranteed in part by the U.S. government.

Contact Us Today

In order to take out business loans, stop into one of our conveniently located branch locations or give the team at Ventura County Credit Union a call today. We look forward to partnering with you and becoming a small part of the overall success of your business. Visit or call our office today at 805.477.4000.

  • Equal Housing Lender
  • NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Small Business Administration


Approved to offer SBA loan products under SBA’s Preferred Lender Program