Lower rates meet greater convenience.
Our credit cards offer ultimate spending power and a generous portion of perks.
Zelle Phishing Scam Alert Please be aware of a known phishing attempt that is circulating. If you receive an unsolicited text message that looks like it's coming from VCCU asking you to verify a transaction from Zelle, this is a scam. When in doubt, verify by calling us at 805.477.4000. Learn more here.
Our credit cards offer ultimate spending power and a generous portion of perks.
As a credit union member choose between a card with our lowest rate or one that earns you points you can redeem for merchandise, travel services, and more.
Unless there is an urgent need, credit cards will be issued by mail. We apologize for the inconvenience and are working with our vendors to secure a replacement chip.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*Annual Percentage Rate. View Credit Card Disclosures.