If your loan (credit cards, auto, personal, etc.) is at least a year old and in good standing, you may be eligible for Skip-A-Pay. Interest will continue to accrue and your original payment schedule may be extended while the total interest will be slightly more over the life of the loan. Other restrictions and qualifications and a small fee may apply. Call Member Service at 805.477.4000 to skip a payment or check if your loan is eligible.