Safeguards Against Accidents, Debt, Auto Trouble, & More

At Ventura County Credit Union, it’s our goal to help you with all of your financial needs, including insurance. We’re proud to offer the following types of insurance for our members.

Free Accidental Death & Dismemberment Insurance

Couple Signing PaperworkEvery member at Ventura County Credit Union is entitled to a $2,000 Accidental Death and Dismemberment Insurance policy. All you have to do to receive your free coverage is just stop in and pick up an application. You can’t be turned down from this coverage and it will remain in force for however long you’re a member with us. You can also apply for additional coverage of up to $250,000 with your premiums automatically deducted from your account. Some restrictions may be applicable.

Debt Protection Insurance

Money bound in chainsIf unexpected events in your life leave you struggling to make your monthly loan payments, our Debt Protection can help relieve any financial pressure. This can be because of a death, a disability, or an involuntary unemployment. With this coverage, your loan balance or monthly loan payments will be cancelled without penalty or any added interest. You and your credit rating will be completely protected. There are eight different plans to choose from. Debt Protection is available for closed-end consumer loans and home equity loans, subject to the eligibility requirements, conditions, and exclusions that apply. Give us a call or stop by for more complete coverage details and costs.

Guaranteed Auto Protection Plus

Totaled Red Car A new or used vehicle can be a very costly expenditure so why not protect your investment with our Guaranteed Auto Protection Plus coverage? If your vehicle happens to be wrecked or stolen and not recovered, GAP Plus will pay the difference between what your auto insurance company covers and the outstanding amount that is owed on your loan.

When you finance or refinance a new or used vehicle loan at Ventura County Credit Union, choose to add GAP Plus coverage. The cost of GAP Plus will be added into the total loan amount so there will be no out-of-pocket costs. The coverage will be good for the length of the loan term. Some restrictions will apply. You can give us a call or stop by one of our offices for complete details.

Auto Mechanical Breakdown Insurance

You can also buy insurance against auto mechanical failure for both new and used cars. It works just like an extended warranty. This comprehensive coverage includes towing and road service, road hazard and tire coverage, rental car reimbursement, and reimbursement for lodging if you happen to have a vehicle breakdown out of town. This coverage is transferrable. Premiums can be added to your monthly loan payments for convenient coverage. Feel free to stop by our office for more details or ask us about auto mechanical breakdown protection when you apply for your next auto loan.

Apply For a Credit Union Membership & Get Coverage

If you’re interested in becoming a member at Ventura County Credit Union, we encourage you to apply for membership online or by giving us a call at 805.477.4000. Please don’t hesitate to contact us if you have any questions. We look forward to hearing from you!

  • Equal Housing Lender
  • NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.