Auto loans now as low as 3.74% APR
And for the lowest payments, take up to 84 months to repay. Or cut your current payment by refinancing a high-interest bank or dealer auto loan with us.

Current rates >> Auto resources >> Apply >>

FREE checking that comes with 28,000 free ATMs
No monthly fees at all. No minimum balance or direct deposit requirement. And free ATMs all over the country, including most 7-Eleven stores. Now isnt that better than bank checking?

Open your account now >>

Trust a local lender for your home loan
When you find the right home, you want to move fast. Apply for a VCCU home loan today and get an answer tomorrow. So make today your day!

Current rates >> Contact us >> Complete application online >>

    Like you, we’re local
And proud of it! Weve been providing our friends and neighbors with hometown value and friendly service for 60 years.

Join today >> Anyone who lives, works or attends school in Ventura or Santa Barbara counties is eligible.
  Your funds federally insured to $250,000 by the National Credit Union Administration, a U.S. government agency. The NCUA separately insures Individual Retirement Accounts up to $250,000. Additional coverage from $250,001 to $500,000 provided by American Share Insurance, a private insurer. Your individual Retirement Accounts are additionally insured from $250,001 to $500,000.
All loans subject to credit approval and all Credit Union policies and procedures.

Ventura County Credit Union wishes to provide you with a high-quality web experience and has provided numerous links to other sites in the process. These links do not constitute an endorsement of the companies, their products or services. VCCU is not responsible for the content, nor the availability of these linked sites. We provide an Equal Housing Opportunity and do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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