Earn 4.00%* APY with a Youth Certificate - Limited time offer!    

  • Be a new or current member under 25 years of age
  • Refer a member of any age. When they join you can open a certificate for yourself
  • Maximum term of 12 months, minimum deposit of $500, maximum of $1,000
  • New funds only (not prevously on deposit with VCCU)
  • Limit one certificate per member
  • Live, work or attend school in Ventura or Santa Barbara counties to be eligible for VCCU membership


* Annual Percentage Yield effective 11/1/2010 and subject to change. VCCU reserves the right to cancel certificate promotion at any time. New referred member must qualify and open new membership. Penalty for early withdrawal, fees may reduce earnings.