Business account options to fit your financial needs.

Increase efficiency with financial management tools for our members.

Starting your partnership with VCCU is simple!

Southern California businesses of all types want to hold the line on expenses, set aside funds for future needs, find new revenue sources, and keep a close eye on cash flow. With low fees, competitive loan interest rates, higher returns on savings balances, and useful digital banking tools, Ventura County Credit Union can help you achieve your objectives. 

  • Business Checking Accounts include a free Business Debit Card, ACH electronic payments and free Bill Pay as well as access to online check images and mobile check deposits.
  • Business Savings Accounts are essential for setting aside funds for next quarter's equipment purchase, next year's expansion, or the next phase of your five-year plan. This free account comes with free Online Banking, Bill Pay and eStatements. Access funds at 30,000 surcharge-free ATMs nationwide.
  • Business Money Markets Accounts offer a great way to help you maximize your assets with higher dividend rates than most traditional savings accounts and keep your funds liquid for immediate use.
  • Business Credit Cards from Mastercard, allow you to easily buy supplies, entertain clients and handle other everyday operating expenses. Order extra cards and provide authorized access to employees.
  • Business Lines of Credit are available to help you purchase inventory, cover repair costs, or simply get through your busy season with a revolving credit line. Easily access your funds through your debit card or Online and Mobile Banking.
  • Business Vehicle Loans offer affordable rates and flexible terms to help you purchase vehicles necessary for your business.

Ready to take the next step?

Contact us or visit one of our full-service branch locations in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark, California. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!

We moved to Ventura 8 years ago and looked for a local credit union. VCCU had the least amount of fees than everyone and had the nicest customer service! VCCU also helped us get our pool business started.

Stephanie S., Ventura Branch