Your business can benefit from the same value and service we have provided our members for more than 60 years.

Business Savings Account

The basic account required for VCCU affiliation.
  • $5 member share to open account
  • Free Business Online Banking, Bill Pay and eStatements
  • ATM card for easy access to funds
  • 30,000+ free ATMs nationwide
  • No monthly maintenance fee


Business Money Market Account


Earn competitive rates on your business funds for an upcoming purchase, tax payments, emergencies or simply trying to make your liquid money work harder.

Business Checking Accounts

Our Basic Business Checking Account has everything to help your small business's everyday needs. With our Analyzed Business Checking Account, by maintaining a qualifying balance each month, your growing business will receive earnings credit to help offset fees and help minimize your costs.

   Basic Business
Checking Account

Analyzed Business
Checking Account
Minimum balance to open
$200 $200
Earnings credit
n/a See rate sheet
Monthly service charge $10 $15
Minimum balance to waive
service charge
$1,500 n/a
Checks cleared free per
month
150 (.25 per check
thereafter)
 50 (.20 per check
thereafter)
Deposits per month
20 (max. 20
checks/deposit
5 (max. 20
checks/deposit)
Currency/rolled coin
processing
Free (max. $5,000 per
month)
 Free (max. $5,000 per
month)
Free loose coin
processing
Free (max. $1,000 per
year)
 Free (max. $1,000 per
year)
Visa Business Debit
Card
Yes
Yes
Overdraft protection
Yes
Yes
Free ACH
Yes
Yes
Free eStatements
Yes Yes
Free Bill Pay plus Online
Banking
Yes Yes
Free Mobile Banking
Yes Yes
Free access to online
check images
Yes Yes
30,000+ free ATMs
nationwide
Yes Yes